Credit Score Management

There are very few that are bonded. I work for an attorney that does not do desputes all the reapirs companies do. She really serves the bureaus with a legal demand and the bureaus usually concede and update the credit report in less that 2 months. Her retainer is extremely cheap compaired to all the other attorneys charging $1000 to $4000. Also, her retainer covers you for 3 years. So if you mess up again or if something pops back up, no extra fee. She also gets all inquiries off. You have to know that the bureaus violate your civil rights everyday and have been getting away with it for over 30 years. Since they cannot prove that they followed all the rules and regualtions before they reported the negative items, they must concede and delete. This is something that credit repair companies cannot do because you need an attorney to serve the papers. All they do is desputes which you can do yourself, but, if they validate , that could cause a problem if you go in later and serve them with a legal demand. Send me a note if you need additional info.

I reckon we should start with this question:
Did you make your payments on time as promised?
If so then you can dispute the reports yourself at each of the repositories reporting. Each credit reporting agency provides online forms for filing a dispute.
On the other hand, if you did not make your payments on time as promised or your “payment was lost in the mail” or “you paid online but it didn’t go through” the responsibility falls on you.http://experian.comhttp://transunion.comhttp://equifax.com

You can have negatives and other errors removed. Check out the free evaluation form at http://www.totaldebtsolutionsllc.com –They partner with a right non profit that provides a high quality service for just $125. My mom used them and her score jumped 60 points. Excellent luck.