Feb
04
2010
Have You Used A Credit Repair Service?
Posted by: Alan in Credit Repair, tags: Credit, Have, Repair, Service, Used
I’m looking for testimonials and experiences with credit repair services. I’ve been looking into Fowler & Fowler CRS which has been associated with the BBB for 10 yrs. I know that they cant do anything i cant do myself but i dont mind paying a 3rd party if they can get the job done well. I know they dispute everything negative on your report. Again im looking for real experiences not cookie cutter advertisements for a CRS. I can tell so dont try it. Thx
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February 4th, 2010 at 10:54 pm
Do NOT use a credit repair service. What they will do is make your credit worse!!! And, they will charge you for it!
If you truly want to get your credit back on track, you need to consult with a not for profit credit COUNSELING service. They will NOT screw up your credit, and you will be on a strict plot for but many years it takes you to get your accounts paid off.
Oh, and they will NOT charge you!
February 5th, 2010 at 4:37 am
It is a common belief that the credit repair services hurt your creditworthiness and spoil your credit report. But you should keep all options open. There are different kinds of credit repair services available. You’d need to know the differences between debt consolidation and debt settlement.
The most vital thing that you should know about any credit repair service is that they should be able to provide you with an online account that shows you the status of negotiations with each of your creditors.
Excellent credit repair services would only charge you after settling each of your creditors. This would certainly lead you to believe that you’re job is finally getting done.
February 5th, 2010 at 9:15 am
No, I reckon it’s a scam. Its scary how people are preying on those who need help. Of course if you do your research and things check out, that is one thing. But I dread a lot of them might be scams. A friend of mine’s sister was doing one of the debt consolidation programs, she was paying them, and then they went out of business. Turns out they were never paying her card. She got screwed.
February 5th, 2010 at 3:28 pm
you don’t need to pay for it, there are programs out there to help that do it for free. contact your local credit agency for information.
February 5th, 2010 at 7:04 pm
?redit repair work?d fine to fix my credit. They disputed and removed lots of terrible items from my credit report. I used this service – creditreport.imess.net
February 5th, 2010 at 9:15 pm
NO NO NO NO NO
Do it yourself!
Interested email me. I can help get you started.
February 5th, 2010 at 9:26 pm
i’ve checked in2 these types of places, including debt serv. i’d heard self help’s best. these comps don’t work 4 free, they must make a living, 2.