Credit Score Management

Can my credit be repaired, after a late mortgage payment?? Do those repair companies really work?

I was just wondering if this was a excellent company to use to for credit repair and if you have used it what did you reckon of your expericence and how well did it help you credit score?

I have recently contacted RMCN to help me get some fake information off my credit report. Does anyone have any experience with RMCN or similar credit repair services they would share (positive or negative)?

What happens to my credit score when I apply for a few credit cards and are not approved because they require brilliant credit? Does it affect my ability to get approval on another credit card? How long is this for?

I have 5 negative reportings on my credit report. None of them are after the year 2004. I am wondering since there over 4 years ancient, how much are they affecting my credit score? And, has anyone ever heard of credit card companies deleting accurate late pays if questioned?