Credit Score Management

With a credit card score of 865, what kinds of brilliant benefits will there be? I am just curious. I know an average score would be in upper 600’s.

I’m a college student who got a credit card a small less than a year ago. I spend a lot (around $700 a month) and always pay back the total in full before the due date. My bank has increased my credit line three times since because of my excellent credit.
So are there any additional advantages to having a excellent credit score than easily getting approved for credit cards and getting large credit lines? Does it also project to any type of loans (i.e. it is simpler to get approved for a car loan with a lower interest rate) or something?