Credit Score Management

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Thinking about buying my first home and have no clue as to what the credit score I should have to get a home. Im trying to build up my credit but want to know what score to shoot for.

I am not talking about a fantastic interest rate loan, but just baseline, what credit score do I need to qualify for a loan at all? Due to some student loan troubles over the last 12 months, my credit score plummetted into the 500s (from around 700), but I make 6 figures with minimal debt so I’m wondering where I need my credit score to be before I can even consider a mortgage.

I have three unpaid medical bills from four years ago on my account. I was going to pay it off (I can afford to now) but I’ve hread it will lower my score and make it more recent. I also have student loans of 50,000. I just paid down my two credit cards to 10 % of my available credit. I’m going to wait until October to apply for a home loan. I am hoping my credit cards pay off will make my score rise by then.