Credit Score Management

Ive looked through all these forums, but i have not found a complete answer. I HAVE given paypal my social sec.# before, unlike many of the cases i’ve read about. Even though paypal is not a real threat with their fake collection agencies, would they be able to hurt my credit score? If you are not absolutely positive please dont answer this. Thanks

I have several negative items on my credit report that will expire after the 7-year limit next year (2002 was a wild one!). I have paid some and others are still on there as collection or charge-off. I have nothing negative since 2002 but I have a lot of student loans in repayment and no active credit cards. How many points can I expect my credit score to rise once the last negative items expire?