Credit Score Management

A few credit repair products I can recommend:

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RV or Motorhome Comprehensive Travel Diary Software
Travel diary specifically for the RVer, motorhomer, caravanner, travel trailer or camper. Includes a trip diary, daily journal, photo album, campsite journal, fuel consumption records, and much more. Can be used in metric, imperial, or a mixture of both.
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There is a law firm that keeps popping up on websites that says they can improve your credit score. Has anyone actuallly tried this service. If so what was your experience with them? Am I better off trying to repair my credit myself.

Is investing the money for credit repair wothwhile? Are the results satisfactory from an accredited repair service company? I am looking for first hand experience and reference from someone who has used an online credit repair service.

Best Smartphone Software

I have heard from several people, who check credit scores online, that by checking your credit score online it will lower your actual credit score. Is this right or fake? If it is right, why would that lower your credit score?