Before you even reckon about buying a home, you should question yourself two questions: “What’s my credit score?” and “How do I raise it?” Knowing your credit score will help you negotiate a excellent interest rate on your mortgage, and if you can raise your score, you’ll get a loan with a lower interest rate. Video Rating: 4 / 5
Okay I have two credit cards at 500 limit and last year I had to have some medical attention which caused me to use both credit cards I finished up using 85 percent of both of them and by that it cause my credit score to go down from 680 to 550 Now my question is I’m paying them both off this month and i want to know around how long before the credit company finds out and raises my score?
I filed for bankruptcy (chapter 7) a year ago and successfully had it discharged. I’m in teh process of rebuilding my credit and I pulled my credit report and all the creditors included in the bankruptcy have my accounts listed as “bankruptcy” which is destroying my credit score. Is there any way I can have those accounts removed since they are all closed and were included with the bankruptcy? Does anyone have any tips on rebuilding my credit? My score is currently 530 and I want to raise it to the average but it seems like it hasn’t been going anywhere. What can I do?
Now my question is I’m paying them both off this month and i want to know around how long before the credit company finds out and raises my score?
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