Credit Score Management

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Hi. I recently just got my first credit card ever and used it to make a $1600 buy. The credit limit is $3000, so obviously I’m over 50% of the balance, and I just learned that’s terrible for credit scores. I expect to be able to pay off the buy in the next two or three months. Will my credit score go back up immediately after I get the balance on my card down, or will it take a while? Thanks.

I recently opened a new credit card and noticed that my fico score plumetted 50 points after doing so. How long will it take for credit score to get over the fact that I opened a new account and regain those 50 points?

I have a high credit score (over 700) & several credit cards I am not using & want to cancel so that I carry just two. I know that canceling these cards would lower my available credit & thus my credit score. In about a year I plot to buy a new car. Would my score recover by then? I am current in all my bills & pay off my monthly balances on time.

I need to build my credit again and plotting on getting a secured credit card. My credit score now is 550 so i want to raise it up to 700+. Just curious as to how long will it take to build my score up again? How much points does a person gain in a month? Thanks.